Mortgage Lenders in Rancho Santa Margarita, California
Sonic Loans is a licensed mortgage broker serving homebuyers in Rancho Santa Margarita and throughout California. Whether you're a first-time homebuyer or looking to refinance, we offer competitive rates and personalized service.
Home Loans Available in Rancho Santa Margarita
- FHA Loans - Low down payment options starting at 3.5%
- VA Loans - Zero down payment for eligible veterans
- Conventional Loans - Competitive rates for qualified borrowers
- Refinancing - Lower your rate or access home equity
Rancho Santa Margarita Housing Market
The Rancho Santa Margarita real estate market offers opportunities for homebuyers at various price points. Our local loan officers understand the Rancho Santa Margarita market and can help you find the right financing for your needs.
Get Pre-Approved in Rancho Santa Margarita
Ready to buy a home in Rancho Santa Margarita? Contact Sonic Loans at (313) 488-4888 to get pre-approved. A pre-approval letter shows sellers you're a serious buyer and helps you understand your budget.