Mortgage Lenders in Monterey, California

Sonic Loans is a licensed mortgage broker serving homebuyers in Monterey and throughout California. Whether you're a first-time homebuyer or looking to refinance, we offer competitive rates and personalized service.

Home Loans Available in Monterey

FHA Loans - Low down payment options starting at 3.5%
VA Loans - Zero down payment for eligible veterans
Conventional Loans - Competitive rates for qualified borrowers
Refinancing - Lower your rate or access home equity

Monterey Housing Market

The Monterey real estate market offers opportunities for homebuyers at various price points. Our local loan officers understand the Monterey market and can help you find the right financing for your needs.

Get Pre-Approved in Monterey

Ready to buy a home in Monterey? Contact Sonic Loans at (313) 488-4888 to get pre-approved. A pre-approval letter shows sellers you're a serious buyer and helps you understand your budget.