Mortgage Lenders in Merced, California

Sonic Loans is a licensed mortgage broker serving homebuyers in Merced and throughout California. Whether you're a first-time homebuyer or looking to refinance, we offer competitive rates and personalized service.

Home Loans Available in Merced

FHA Loans - Low down payment options starting at 3.5%
VA Loans - Zero down payment for eligible veterans
Conventional Loans - Competitive rates for qualified borrowers
Refinancing - Lower your rate or access home equity

Merced Housing Market

The Merced real estate market offers opportunities for homebuyers at various price points. Our local loan officers understand the Merced market and can help you find the right financing for your needs.

Get Pre-Approved in Merced

Ready to buy a home in Merced? Contact Sonic Loans at (313) 488-4888 to get pre-approved. A pre-approval letter shows sellers you're a serious buyer and helps you understand your budget.