About Sonic Loans®

Charlie Shami

President & CEO

Charlie Shami is President & CEO of Sonic Loans® and an active mortgage loan originator licensed in Michigan, Florida, Texas, California, and Colorado. He leads the company with a focus on careful loan analysis, clear communication, and dependable follow-through.

Before founding Sonic Loans®, Charlie served as a Director and later Senior Director of Mortgage Banking at Quicken Loans, now Rocket Mortgage. At Sonic Loans®, he brings that experience to both client work and the development of the team, with an emphasis on understanding the borrower’s goals and identifying potential obstacles early.

Charlie works with homebuyers and homeowners on purchase and refinance financing, including situations that require a closer review of income, documentation, or loan program requirements. His approach is to explain the available options, the tradeoffs, and the steps needed to move forward. When a transaction encounters a problem, he works through the details to determine whether a workable path exists.

For real estate agents, attorneys, financial advisors, CPAs, and other referral professionals, Charlie places particular value on the trust behind an introduction. His priority is to support that relationship through responsive mortgage guidance and communication with the client’s chosen professionals.

That same expectation shapes his leadership of Sonic Loans®. He emphasizes preparation, ownership of the work, and consistent follow-through, so clients and partners know who is responsible and what happens next.

Credentials

  • Licensed Mortgage Loan Originator in Michigan, Florida, Texas, California, and Colorado. NMLS #1097497.

Buying, refinancing, or working through a financing question? Start with a conversation about your goals and the details that matter.

About Charlie and the Sonic companies

About Sonic Loans®

Sonic Loans® helps homebuyers and homeowners evaluate mortgage options for purchases and refinancing. The team’s work centers on understanding the borrower’s circumstances, explaining program requirements and costs, and guiding the loan through the steps toward closing. The company works with clients and the professionals they choose to involve.